Guides and information sheets

You can download from this page

Guide/information sheet Contents
Smart Guide Explains about contributing to the pension through "smart" 
AVC Guide Explains about AVCs
'Buy Up' Guide Explains how you can increase your benefits by 'buying up'
Supplement Guide Explains your options at retirement relating to the supplement
Annual Allowance factsheet Explains the HMRC Annual Allowance
Lifetime Allowance factsheet Explains the HMRC Lifetime Allowance
Taking Cash from AVCs Information Sheet Explains how you can take cash from AVCs using the 2015 legislation relating to Uncrystallised Funds Pension Lump Sums (UFPLS)
Timescales for Investing your AVCs Explains the processes and timescales for investing your AVCs once they are deducted from your salary.


Please note:

Please contact PSAL if you would like to receive a copy of the Scheme booklet.

Last updated: 1 February 2018


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Download all files in a single zip file
File Size Uploaded Link
pdfSMART Guide - February 2018 138.65KB 28th January 2018 Download
pdfAVC Guide - February 2018 329.15KB 28th January 2018 Download
pdfBuy Up Guide (January 2018) 123.20KB 19th January 2018 Download
pdfSupplement Guide - February 2018 630.77KB 8th February 2018 Download
pdfAnnual Allowance Factsheet - February 2018 133.58KB 28th January 2018 Download
pdfLifetime Allowance Guide - April 2018 227.95KB 3rd May 2018 Download
pdfTaking Cash from AVCs Guide - February 2018 120.48KB 21st February 2018 Download
pdfGuidance Note - Timescales for investing your AVCs - February 2018 51.80KB 28th January 2018 Download