Retiring early

If you’re thinking about retiring before your normal retirement date (age 65), there are two really important factors to consider:

  • do you understand how your pension is reduced for early retirement?
  • will your income be sufficient to enable you to retire early?

You should request a pension quote to review your finances and help with your retirement planning. There’s also more information in the Scheme booklet (log into your account on and select 'Documents') or see the Retirement – what to expect guide below.